DSST Prep/DSST Personal Finance
DSST Exam

DSST Personal Finance Prep

Pass with AI-powered practice. Save $1,000+ in tuition.

💰

$85

Exam Cost

⏱️

120 min

Time

🎓

3

Credits

~400/500

Passing

What You'll Study

Unit 1: Financial Planning and Budgeting

budgeting methodsfinancial goalsnet worthtime value of moneyopportunity costfinancial statements

Unit 2: Credit and Debt Management

credit scorescredit reportstypes of creditinterest ratesdebt reduction strategiesbankruptcy

Unit 3: Investing Fundamentals

stocksbondsmutual fundsdiversificationrisk vs returncompound interest401(k) and IRA

Unit 4: Insurance and Risk Management

health insuranceauto insurancehomeowners insurancelife insurancedeductiblesrisk assessment

Unit 5: Retirement and Estate Planning

Social Securitypension plans401(k) matchingRoth IRAestate planning basicswills and trusts

Free Study Resources

- Khan Academy Personal Finance (khanacademy.org/college-careers-more/personal-finance): Free comprehensive video course - OpenStax Principles of Finance (openstax.org/books/principles-finance): Free textbook on finance fundamentals - Investopedia (investopedia.com): Free articles and tutorials on all personal finance topics

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